Big 4 Trained · ICAI Qualified · White-Label

Your Bookkeeping Team,
Without the Hiring.

Elite India-based bookkeeping and CFO advisory for US and Canadian CPA firms. Accurate books. 5-day delivery. Your branding. Your clients never know we exist.

View Plans →
NDA Protected
SOC 2-Level Security
5-Day Delivery SLA
30-Day Free Trial
Monthly Close Dashboard
Books Delivered
12
↑ 100% on time
Hours Saved
47h
↑ This month
Anderson Retail LLC — Apr ✓ Delivered
GreenPath Media Inc — Apr ✓ Delivered
Summit Consulting Ltd — Apr ⏳ In Review
BlueSky Ventures — Apr ✓ Delivered
Avg. Delivery Time
3.2 days
⬇ vs 5-day SLA
Error Rate
0.0%
30 days running
500+
Client Files Managed
3.2 days
Avg. Delivery Time
<1%
Error Rate
100%
White-Label Delivery
ICAI Qualified CA
QBO ProAdvisor
Xero Certified
Big 4 Alumni

A Complete Financial Back Office
For Your CPA Practice

Everything from day-to-day bookkeeping to strategic CFO advisory — all white-labeled, all delivered under your brand.

Full-Cycle Bookkeeping

Complete month-end close including AP, AR, bank reconciliations, journal entries, and fully reviewed trial balance. Delivered in 5 business days.

QuickBooksXeroWaveSage

Financial Reporting Package

P&L with prior-month and prior-year comparison, Balance Sheet, Cash Flow Statement, AR/AP Aging, and a plain-English management narrative.

P&LBalance SheetCash Flow

Accounts Payable & Receivable

Bill processing, vendor payments tracking, invoice management, collections follow-up, and aging report monitoring. Keep your clients' cash cycles clean.

Bill.comDextHubdoc

Catch-Up Bookkeeping

Months or years behind? We clean up messy books fast — regardless of volume or complexity. No backlog too large. Fixed-fee pricing on request.

Historical cleanupReconstruction
Flagship Service

Fractional CFO Advisory

Strategic financial leadership for your clients' businesses — budgeting, forecasting, KPI dashboards, cash flow modeling, fundraising prep, and board-level reporting. CA-led, Big 4-trained. Priced at a fraction of a full-time CFO.

Budgeting & Forecasting Cash Flow Modelling KPI Dashboards Fundraising Support Board Reporting 3-Statement Models

Management Accounts & MIS

Monthly management accounts with commentary, variance analysis, department-level P&Ls, and custom KPI tracking. Boardroom-ready, every month.

MIS ReportsVariance Analysis

Tax Preparation Support

Year-end workpapers, depreciation schedules, trial balance tie-outs, and organized work files delivered to your review desk. US (1120/1065/Schedule C) and Canada (T2/T1).

1120/1065T2/T1Workpapers

Payroll Processing

US payroll (Gusto, ADP-compatible) and Canadian payroll (Ceridian/Payworks-compatible). ROEs, T4s, W-2s, payroll reconciliations, and remittance schedules.

GustoADPT4 / W-2

Controller Services

Technical accounting support, chart of accounts optimization, internal controls review, month-end close SOP design, and audit-readiness preparation.

GAAPASPEInternal Controls

Up and Running in 48 Hours

From first call to first deliverable — a frictionless onboarding designed for busy CPA firms.

1

Book a Call

15-minute discovery. We learn your workflow, your software stack, and your client volume. No pitch, no pressure.

2

Free Trial

We close one real client file for free. No contract, no card. You review the deliverable before committing to anything.

3

Sign & Onboard

NDA signed, engagement letter executed, accountant access granted. We match your existing formats exactly.

4

Ongoing Delivery

Month-end packages delivered in 5 business days. Monthly check-in call. Your clients see only your brand.

Subscription Plans Built for CPA Firms

Flat monthly rate per client file. No hidden fees. No lock-in. Cancel or scale anytime.

Monthly Annual Save 20%
Starter
$399
per client file / month
  • Up to 75 transactions/month
  • Bank reconciliations
  • Monthly P&L + Balance Sheet
  • Email communication
  • 5-business-day delivery SLA
  • White-label deliverables
Scale
$1,299
per client file / month
  • Unlimited transactions
  • Multi-entity support
  • Payroll processing included
  • Custom reporting formats
  • Monthly strategy call
  • 48-hour rush delivery option
  • Audit-ready workpapers
Fractional CFO
$2,499
per month · all-inclusive
  • Dedicated 40hrs/week resource
  • Budgeting & forecasting
  • 3-statement financial models
  • KPI dashboards
  • Board & investor reporting
  • Your firm's branding
  • CA-led, ICAI qualified

All plans include a free 30-day trial on your first client file. No credit card required to start. Cancel anytime.

We Are Not a Generic Offshore Vendor

Every India-based bookkeeping service looks the same until you see the work. Here is what actually makes us different.

🎓

Big 4 Pedigree, Startup Price

Our team is led by an ICAI Chartered Accountant with experience at KPMG, Grant Thornton, and Deloitte. The same discipline that drives Big 4 accuracy — at a fraction of Big 4 cost.

👁️

Completely Invisible to Your Clients

Every deliverable goes out under your firm's name, in your format, with your branding. Your clients will never know Certa Finance exists. We are your silent back office.

📋

US GAAP & Canadian ASPE Fluent

We are not just data-entry operators. We understand GAAP, ASPE, accruals, deferrals, revenue recognition, and working paper standards — the same way your CPA does.

🔒

Enterprise-Grade Data Security

Mutual NDA before the first file. Encrypted portals only. No data stored after delivery. Data Processing Addendum available. Full PIPEDA compliance for Canadian engagements.

Consistent 5-Day Delivery

Our SLA is 5 business days from when you send us the source documents. Our actual average is 3.2 days. We track and report our delivery metrics to you every month.

🤝

One Dedicated Point of Contact

You will never deal with a ticket queue or a rotating team. The same qualified person handles your account every month, knows your clients, and is reachable directly via WhatsApp or email.

60–70%
Lower cost vs US hire
48 hrs
To first deliverable
100%
White-label guarantee
Zero
Lock-in, cancel anytime

What CPA Firms Say About Us

We let the work speak. Here is what partners and principals at US and Canadian accounting firms have told us.

★★★★★

"Their month-end package is better than what our own senior staff was producing. The management narrative alone saves me an hour each month. I've already referred two other CPA firms."

SR
Sarah R., CPA
Partner, Hartwell & Associates · Toronto, ON
★★★★★

"The CFO advisory service is remarkable. My client got a full budget model, cash flow forecast, and board deck in two weeks — at a price I could actually pass through. The CA background really shows."

JL
James L., CPA, CGA
Director, Pacific Crest CPA Group · Vancouver, BC
★★★★★

"We onboarded 8 client files in the first month. Every single one was delivered on time, correctly formatted to our house style, and without a single error on review. That has never happened with any offshore team before."

DM
Dana M., EA
Owner, Mosaic Tax & Accounting · Chicago, IL
★★★★★

"The free trial was what sold me. I gave them my messiest client — six months behind, horrible records. They came back in 4 days with clean books, reconciled, and a summary of every adjustment they made. I signed up the next morning."

TR
Tom R., CPA
Founder, Ridgeline Financial Services · Calgary, AB
★★★★★

"What stands out is the communication. Questions are answered within hours, not days. I feel like I have a senior team member on call, not an overseas vendor I'm waiting on. The technical quality is Big 4 level."

AK
Amanda K., CPA
Managing Partner, Northview Accounting · Seattle, WA
AK
Adarsh Kathotia
CA (ICAI) · Founder, Certa Finance
🏦 KPMG
📊 Grant Thornton
🔍 Deloitte
✅ ICAI 2022

Built by a CA Who Worked
on Both Sides of the Table

Certa Finance was founded by Adarsh Kathotia, a Kolkata-based Chartered Accountant (ICAI, 2022) who spent three years in Big 4 and Big 6 advisory at KPMG, Grant Thornton, and Deloitte before recognizing a fundamental gap in the market.

Small and mid-size CPA firms in the US and Canada were turning away work — not because they lacked skill, but because they lacked capacity. Hiring a full-time US bookkeeper cost $65,000+ per year. Existing offshore vendors delivered generic, low-quality work that created more review time than it saved.

Certa Finance was built to be different: CA-led, technically rigorous, white-label by design, and structured to feel like an extension of your own team — not a vendor relationship.

KPMG — Audit & Advisory

Statutory audits, internal controls, and financial reporting for listed and private companies

Grant Thornton — Transaction Advisory

Financial due diligence, vendor due diligence, and working capital analysis for M&A transactions

Deloitte — Financial Advisory

Management accounts, FP&A support, and client advisory for growth-stage businesses

Founded Certa Finance

Built to serve US and Canadian CPA firms with Big 4-quality bookkeeping at accessible pricing

Your Client Data Is Protected at Every Step

Mutual NDA

Signed before any data is shared. US-law governed. Breach notification included.

Encrypted Transfer

All files via encrypted portals (ShareFile, Google Drive restricted, or your existing system).

PIPEDA Compliant

Data Processing Addendum available for Canadian engagements. Full PIPEDA compliance.

Zero Data Retention

All client data deleted/returned after delivery. No data stored beyond the engagement term.

Everything You Need to Know

Will my clients find out I'm using an outsourced team? +
No. Every deliverable is produced under your firm's name and branding. We work inside your existing software under your accountant access. Your clients will never see Certa Finance referenced anywhere. We are entirely invisible.
What software do you work in? +
We work natively in QuickBooks Online, Xero, Wave, Sage, FreshBooks, and most cloud accounting platforms. We use your existing accountant access — no additional software seats needed on your end.
How does the free trial work? +
Choose one client file. We do a full month-end close at zero cost — no credit card, no contract. You review the deliverable, ask us anything, and only proceed if you're completely satisfied. Most firms sign up within 48 hours of receiving their first package.
What is your error correction policy? +
Any error is corrected within 24 hours at no charge. You are always the final reviewer before anything reaches your client — nothing goes out without your sign-off. Our error rate target is below 1% and we report actual error rates to you monthly.
How do you handle the time zone difference? +
Our team works IST (UTC+5:30), which overlaps with EST mornings and PST afternoons. Month-end work is asynchronous by nature — you send documents, we return packages in 3–5 days. For urgent matters, a dedicated WhatsApp channel gives you a 4-hour response window during our overlap hours.
Is there a minimum number of client files? +
No minimums. We start with 1 file and scale with you. Many of our best long-term firm relationships started with a single client file during a trial. There is also no lock-in — cancel any time with 30 days' notice.
Do you handle both US and Canadian clients? +
Yes. We are trained in both US GAAP (FASB) and Canadian ASPE for private companies. We handle both IRS and CRA-facing workpapers, understand T4/T2/T1 requirements, and are familiar with CRA remittance schedules and provincial payroll standards.
What does the CFO Advisory service include? +
Fractional CFO services include: annual budget preparation, 12-month rolling cash flow forecasts, 3-statement financial models, KPI dashboard design and monthly updates, board/investor reporting packages, and ad hoc strategic analysis. All CA-led and branded under your firm. This can be offered to your own clients as an add-on service, effectively expanding your firm's revenue without hiring.

Start With One Client File.
Pay Nothing for 30 Days.

Join CPA firms across the US and Canada who have reclaimed their time, expanded their capacity, and grown their revenue — without hiring a single person.

30-day free trial · No credit card · No contract · Cancel anytime

📧 Email Us

hello@certafinance.com

Reply within 4 business hours

📅 Book a Call

Schedule 15-minute discovery

US & Canada time zones available

💬 WhatsApp

+91 XXXXX XXXXX

Dedicated line for active clients