⚡ Big 4 & Big 6 Alumni · ICAI Qualified · White-Label

Your Bookkeeping Team,
Without the Hiring.

White-label bookkeeping and CFO advisory for US and Canadian CPA firms — delivered entirely under your brand. Accurate books. 5-day delivery. Your clients never know we exist.

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NDA Protected · Encrypted File Transfer
5-Day Delivery SLA
30-Day Free Trial*

*Terms and conditions apply.

Client Portal Preview
✓
On-Time Delivery
5d
Target Lead Time
2×
QC Review Layers
Bank Reconciliation – May 2026Delivered
Balance Sheet – May 2026In Review
P&L Statement – Q1 2026Delivered
Cash Flow StatementIn Progress
60%
Cost Savings
5 Days
Month-end close SLA
100%
White-label delivery
What We Offer

A Complete Financial Back Office
For Your CPA Practice

Everything from day-to-day bookkeeping to strategic CFO advisory — all white-labeled, all delivered under your brand.

📒
Full-Cycle Bookkeeping
Complete month-end close including AP, AR, bank reconciliations, journal entries, and fully reviewed trial balance. Delivered in 5 business days.
QuickBooks OnlineXero
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📊
Financial Reporting Package
P&L with prior-month and prior-year comparison, Balance Sheet, Cash Flow Statement, AR/AP Aging, and a plain-English management narrative.
P&LBalance SheetCash Flow
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💳
Accounts Payable & Receivable
Bill processing, vendor payments tracking, invoice management, collections follow-up, and aging report monitoring.
AP AgingAR AgingCollections
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Flagship Service
💡
Fractional CFO Advisory
Strategic financial leadership — budgeting, forecasting, KPI dashboards, cash flow modeling, fundraising prep, and board-level reporting. CA-led, Big 4-trained. Priced at a fraction of a full-time CFO.
BudgetingForecastingKPI DashboardsBoard Reporting3-Statement Models
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🔁
Catch-Up Bookkeeping
Months or years behind? We clean up messy books fast — regardless of volume or complexity. Fixed-fee pricing on request.
HistoricalReconstruction
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🧾
Tax Preparation Support
Year-end workpapers, depreciation schedules, trial balance tie-outs, and organized work files. US (1120/1065/Schedule C) and Canada (T2/T1).
1120/1065T2/T1Workpapers
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⚙️
Controller Services
Technical accounting support, chart of accounts optimization, internal controls review, month-end close SOP design, and audit-readiness preparation.
GAAPASPEInternal Controls
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The Process

Up and Running Fast

From first call to first deliverable — a frictionless onboarding designed for busy CPA firms.

1
Book a Call
15-minute discovery. We learn your workflow, software stack, and client volume. No pitch, no pressure.
2
Free Trial
We close one real client file for free. No contract, no card. You review the deliverable before committing.
3
Sign & Onboard
NDA signed, engagement letter executed, accountant access granted. We match your existing formats exactly.
4
Ongoing Delivery
Month-end packages delivered in 5 business days. Monthly check-in call. Your clients see only your brand.
Transparent Pricing

Subscription Plans Built for CPA Firms

Flat monthly rate per client file. No hidden fees. No lock-in. Cancel or scale anytime.

Starter
Starter Plan
$399/mo
Per client file · up to 75 transactions/month
✓Bank reconciliations
✓Monthly P&L + Balance Sheet
✓Email communication
✓5-business-day delivery SLA
✓White-label deliverables
Start Free Trial →
Most Popular
Growth Plan
$749/mo
Per client file · up to 250 transactions/month
✓Full AP/AR management
✓Full accrual close package
✓Dedicated point of contact
✓Management narrative included
✓Quarterly review call
✓Priority 3-day delivery
Start Free Trial →
Scale
Scale Plan
$1,299/mo
Per client file · unlimited transactions
✓Multi-entity support
✓Custom reporting formats
✓Monthly strategy call
✓48-hour rush delivery option
✓Audit-ready workpapers
Start Free Trial →
Advisory
Fractional CFO
$2,499/mo
All-inclusive · dedicated 40hrs/week resource
✓Budgeting & forecasting
✓3-statement financial models
✓KPI dashboards
✓Board & investor reporting
✓Your firm's branding
✓CA-led, ICAI qualified
Book Discovery Call

Click a plan to compare it side-by-side.

All plans include a free 30-Day Trial* on your first client file. Cancel anytime.
Speak to Sales →

*Terms and conditions apply.

Why Certa Finance

We Are Not a Generic Offshore Vendor

Every India-based bookkeeping service looks the same until you see the work.

🎓
Big 4 Pedigree, Startup Price
Our team is led by an ICAI Chartered Accountant with experience at KPMG, Grant Thornton, and Deloitte. Same discipline at a fraction of the cost.
👁️
Completely Invisible to Your Clients
Every deliverable goes out under your firm's name, in your format, with your branding. Your clients will never see Certa Finance referenced anywhere.
📋
US GAAP & Canadian ASPE Fluent
We understand GAAP, ASPE, accruals, deferrals, revenue recognition, and working paper standards — the same way your CPA does.
🔒
Bank-Grade Encryption + Mutual NDA
Mutual NDA before the first file. Encrypted portals only. No data stored after delivery. Data Processing Addendum available, with data handling practices aligned to Canadian privacy standards.
⚡
Consistent 5-Day Delivery
Our SLA is 5 business days from when you send us the source documents. We track and report our delivery metrics to you every month.
🤝
One Dedicated Point of Contact
You will never deal with a ticket queue or a rotating team. The same qualified person handles your account every month and knows your clients.
Client Reviews

What CPA Firms Say About Us

Client identities withheld per mutual NDA — available for verified reference calls on request.

★★★★★
"I was skeptical — I'd tried offshore bookkeeping twice before and both times were disasters. Certa Finance is a completely different category. The work is technically accurate, the delivery is ahead of schedule every single month, and my clients have no idea anyone else is involved. It's genuinely freed up 15 hours a week for me to focus on advisory work that actually moves the needle."
★
CPA Principal
US-Based CPA Practice · Austin, TX
★★★★★
"Their month-end package is better than what our own senior staff was producing. The management narrative alone saves me an hour each month. I've already referred two other CPA firms."
★
CPA Partner
Mid-size accounting firm · Toronto, ON
★★★★★
"The CFO advisory service is remarkable. My client got a full budget model, cash flow forecast, and board deck in two weeks — at a price I could actually pass through. The CA background really shows."
★
CPA Director
Advisory & tax firm · Vancouver, BC
★★★★★
"We onboarded 8 client files in the first month. Every single one was delivered on time, correctly formatted to our house style, and without a single error on review. That has never happened with any offshore team before."
★
Enrolled Agent
Tax & accounting practice · Chicago, IL
★★★★★
"The free trial was what sold me. I gave them my messiest client — six months behind, horrible records. They came back in 4 days with clean books, reconciled, and a summary of every adjustment they made. I signed up the next morning."
★
CPA Founder
Boutique financial services firm · Calgary, AB
★★★★★
"What stands out is the communication. Questions are answered within hours, not days. I feel like I have a senior team member on call, not an overseas vendor I'm waiting on. The technical quality is Big 4 level."
★
Managing Partner
CPA practice · Seattle, WA
★★★★★
"Onboarding took 48 hours. By the end of the first week, they had my client's books in better shape than they'd been in two years. The deliverable format matched our letterhead exactly. Incredible execution."
★
CPA Principal
Full-service accounting firm · Toronto, ON
About Certa Finance

Built by a CA Who Worked
on Both Sides of the Table

Certa Finance was founded by Adarsh Kathotia, a Kolkata-based Chartered Accountant (ICAI, 2022) who spent three years in Big 4 and Big 6 advisory at KPMG, Grant Thornton, and Deloitte before recognizing a fundamental gap in the market. Small and mid-size CPA firms in the US and Canada were turning away work — not because they lacked skill, but because they lacked capacity.

🎓
ICAI-Qualified CA
Every engagement is staffed by CA-qualified professionals — not junior accountants or offshore data-entry teams.
🔍
Two-Layer QC on Every File
Preparer plus independent senior reviewer — before anything leaves our desk. Zero single-pair-of-eyes deliverables.
🔒
Bank-Grade Encryption + Mutual NDA
Strict confidentiality agreements, encrypted file transfer, and rigorous data handling protocols from day one.
🏦 KPMG
Statutory audits, internal controls, and financial reporting for listed and private companies.
📊 Grant Thornton
Financial due diligence, vendor due diligence, and working capital analysis for M&A transactions.
🔍 Deloitte
Management accounts, FP&A support, and client advisory for growth-stage businesses.
🚀 Founded Certa Finance
Built to serve US and Canadian CPA firms with Big 4-quality bookkeeping at accessible pricing.
Security & Compliance

Your Client Data Is Protected at Every Step

📝
Mutual NDA
Signed before any data is shared. Jurisdiction tailored to client's country. Breach notification included.
🔐
Bank-Grade Encryption
All files via encrypted portals (ShareFile, Google Drive restricted, or your existing system). AES-256 in transit and at rest.
🇨🇦
Canadian Data Practices
Data Processing Addendum available for Canadian engagements, with handling practices aligned to Canadian privacy standards.
🗑️
Zero Data Retention
All client data deleted or returned after delivery. No data stored beyond the engagement term. No exceptions.
FAQ

Everything You Need to Know

No. Every deliverable is produced under your firm's name and branding. We work inside your existing software under your accountant access. Your clients will never see Certa Finance referenced anywhere. We are entirely invisible.
We work primarily in QuickBooks Online (QBO ProAdvisor certified) and are experienced with Xero (certification in progress). We access your client's books using their existing accountant login — no additional software seats needed on your end. If your client uses a different platform, let us know during the discovery call and we'll confirm compatibility.
Choose one client file. We do a full month-end close at zero cost — no credit card, no contract. You review the deliverable, ask us anything, and only proceed if you're completely satisfied. Most firms sign up within 48 hours of receiving their first package.
Any error is corrected within 24 hours at no charge. You are always the final reviewer — nothing goes to your client without your sign-off. Our target error rate is below 1% and we report actuals to you monthly.
Our team works IST (UTC+5:30), which overlaps with EST mornings and PST afternoons. Month-end work is asynchronous — you send documents, we return packages in 3–5 days. For urgent matters, all queries are responded to within the same business day.
No minimums. We start with 1 file and scale with you. There is also no lock-in — cancel any time with 30 days' notice.
Yes. We are trained in both US GAAP (FASB) and Canadian ASPE for private companies. We handle both IRS and CRA-facing workpapers, understand T4/T2/T1 requirements, and are familiar with CRA remittance schedules and provincial payroll standards.
Fractional CFO services include: annual budget preparation, 12-month rolling cash flow forecasts, 3-statement financial models, KPI dashboard design and monthly updates, board/investor reporting packages, and ad hoc strategic analysis. All CA-led and branded under your firm.
Get in Touch

Start With One Client File.
Pay Nothing for 30 Days.

Join CPA firms across the US and Canada who have reclaimed their time and grown their revenue — without hiring a single person.

✉️
Email Us
hello@certafinance.com
Reply within 1 business day
📍
Based In
Kolkata, India · Serving US & Canada
⏰
Availability
IST overlap with EST mornings & PST afternoons
30-Day Free Trial

Send us one client file. We close the month-end for free. No credit card, no contract. You sign up only if you're satisfied.

Start Your Free Trial →

Send Us a Message